The Refund Policy applies to educational programs and services provided by GYANYUG EDTECH & MANAGEMENT SOLUTIONS PRIVATE LIMITED (FinSchool), hereinafter referred to as the "Company" or "FinSchool."
Students who enroll in a course or educational program using an education loan, EMI financing, or another approved third-party financing arrangement shall remain subject to the Company's existing Refund Policy and applicable program-specific terms.
The use of third-party financing shall not independently create or eliminate any refund entitlement available to the student under applicable contractual terms or law.
Where a refund is approved for an enrollment funded through a bank, NBFC, or other authorized financing partner, the approved refund amount shall be processed and adjusted in accordance with the applicable financing agreement, refund settlement instructions, and legal requirements.
Where required under the applicable financing arrangement, the financed portion of an approved refund may be remitted directly to the financing partner for adjustment against the student's outstanding loan obligations.
Any balance payable to the student shall be determined after the relevant financing adjustment and other legally permitted and contractually applicable deductions.
Withdrawal from a course, cancellation of enrollment, or approval of a tuition refund shall not automatically terminate an existing loan agreement.
Any outstanding loan balance, interest, repayment installment, or other applicable obligation shall be determined by the financing partner in accordance with the borrower's agreement and applicable law.
Students shall obtain confirmation of any revised repayment schedule, loan closure, or outstanding balance directly from the financing partner.
The Company may coordinate with the financing partner regarding approved refunds, cancellation documentation, payment reconciliation, and loan settlement, subject to the applicable agreement and necessary consent.
Any financing-related refund shall be processed in accordance with the applicable loan agreement and the Company's existing refund provisions, to the extent permitted by law.